Privacy Policy

Welcome to the Businessloansusa.com . This written Privacy Policy is designed to tell you about our practices regarding collection, use, and disclosure of information that you may provide via this Website and certain related services. Please be sure to read this entire Privacy Policy before using, or submitting information, to this Website.

Your Consent

This Privacy Policy sets forth the Website's current policies and practices with respect to nonpublic personal information of the users of the Website. By using this Website, you agree with the terms of this Privacy Policy. Whenever you submit information via this Website, you consent to the collection, use, and disclosure of that information in accordance with this Privacy Policy.

At BusinessLoans USA, we put the needs of our customers first. The information gathered from you on our website includes personal information such as your name, Social Security Number, date of birth, current address, verification documents, e-mail address and telephone number(s). If you hire us, any information shared electronically is subject to this Privacy Policy.

PLEASE READ THE FOLLOWING PRIVACY POLICY CAREFULLY BEFORE USING THE WEBSITE BY USING THIS WEBSITE, YOU SIGNIFY YOUR ASSENT TO THIS AGREEMENT. IF YOU DO NOT ASSENT TO THIS AGREEMENT, PLEASE DO NOT USE THIS WEBSITE.

At BusinessLoans USA, we share your concerns about privacy. The following discloses our information gathering and dissemination practices for all our Website web pages.

COLLECTION OF PERSONAL INFORMATION

We may collect information that identifies you, such as your name, date of birth, current address, e-mail address and telephone number and other identification , when voluntarily submitted by our visitors. We receive and store any information that you choose to enter through the Website, including any submissions that you make or content you provide on or through the Website, or e-mails with us.

Description of Collection.

We recognize the twelve broad categories of personal information referenced in the CCPA that a business may collect about a consumer. In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months:

Category Examples Collected Do We Share or Sell This Information To Third-parties
A. Identifiers. A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, or other similar identifiers. YES YES
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). A name, signature, Social Security number, physical characteristics or description, address, telephone number, employment, bank account number, credit card number, debit card number, or other financial information. Some personal information included in this category may overlap with other categories. YES YES
C. Protected classification characteristics under California or federal law. Age (40 years or older), race, color, national origin, citizenship, marital status, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). YES YES
D. Commercial information. Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. YES NO
E. Biometric information. Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. YES NO
F. Internet or other similar network activity. Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement. YES YES
G. Geolocation data. Physical location or movements. YES NO
H. Sensory data. Audio information (including voice recordings). YES NO
I. Professional or employment-related information. Current or past job history or performance evaluations. NO NO
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. NO NO
K. Inferences drawn from other personal information. Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. NO NO
L. Sensitive Personal Information Any information that reveals a consumer’s SSN, driver’s license number, or passport number, account credentials, precise geolocation, racial and ethnic origin, religious beliefs, biometric data, personal information concerning a consumer’s health or sex life or sexual orientation, as well as contents of mail, e-mail and text messages YES YES

Personal information does not include publicly available information from government records, information relating to our job applicants, employees, contractors or other personal, de-identified or aggregated consumer information, or information otherwise legally excluded from the scope, such as information collected pursuant to the GLBA.

In the preceding twelve months, we have disclosed the following categories of personal information to the third parties listed above for a business purpose:

  • ​Category A: Identifiers.

  • ​Category B: California Customer Records personal information categories.

  • Category C: Protected classification characteristics under California or federal law.

  • Category F: Internet or other similar network activity.

  • Category L: Sensitive Personal Information

BusinessLoans USA may share your information to engage in cross-context behavioral advertising. To opt-out or limit the sharing of this information, please visit our Data Request webpage. In the preceding twelve months, we have shared the following categories of information for cross-context behavioral advertising purposes:

  • ​​Category A: Identifiers.

  • ​Category B: California Customer Records personal information categories.

  • Category C: Protected classification characteristics under California or federal law.

  • Category F: Internet or other similar network activity.

  • Category L: Sensitive Personal Information

Use of Information

We may use the information we collect in the following ways:

  • ​​Send you requested service information

  • ​Provide you with a requested service

  • Respond to your questions and concerns

  • Send you marketing communications or advertisements

  • Improve our website or services

  • Personalize your web or service experience

  • To protect against fraud, and ensure confidentiality and security

Sharing of Information

We will share your personal information with third parties only in the ways that are described in this privacy statement. We do not sell, rent, trade, or otherwise share your personal information with third parties without first providing you notice and choice. For example, we may introduce you to third parties such as attorneys, law firms, advocates or others who may be able to assist with your Social Security Disability benefits, claims or appeals.

We may provide your personal information to agents or service providers acting on our behalf for limited purposes. For example, we may share personal information with our agents or service providers to communicate with you on our behalf such as by sending mail.

Additionally, we reserve the right to disclose your personal information as required by law (e.g., to comply with a subpoena, warrant, court order, or similar legal process served on our website) and when we believe that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, and/or respond to a government request. In certain situations, we may be required to disclose personal data in response to lawful requests by public authorities, including meeting national security or law enforcement requirements. To the extent that we are permitted, we will always alert you to such outside requests or demands for information.

In the event BusinessLoans USA goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email or a prominent notice on our website of any such change in ownership or control of your personal information, as well as any choices you may have regarding your personal information.

What Are Your Rights and Choices

We provide you the ability to exercise certain controls and choices regarding our collection, use, storage, and disclosure of your personal information. For more information, or to exercise your rights, please visit our Data Request page.

  • Right of Access. You may submit a request for us to provide access to the personal data we may have collected.

  • Right to Correct. You may submit a request for us to correct any personal information that we may have collected.

  • Right to Delete. Unless an exception applies, you may have the right to request that we delete certain personal information we may have collected.

  • Right to Portability. You may have the right to request that we provide the personal information we may have collected in a portable, easily accessible and transportable format.

  • Right to Opt-Out for Certain Processing. You may have the right to request that certain information not be used for, processed for profiling/targeted advertising purposes.

  • Right to Limit Sensitive Information. You may have a right to limit our use of sensitive personal information for any purposes other than to provide the services or goods you request or as otherwise permitted by law

  • Right to Unsubscribe from BusinessLoans USA Marketing and Advertising Communications. Regardless of where you live, you may choose whether you want to receive marketing and advertising from us. You may submit an unsubscribe request by visiting our Data Request page, or by emailing us at [email protected].

  • Right of Non-Discrimination. You have a right to exercise your rights under this section free of discrimination. BusinessLoans USA will not discriminate against you in any way if you choose to exercise your rights under this section.

IP ADDRESS

We log all connections to our web servers. Those log files include your IP address. An IP address is NOT personally identifiable information, but general information about your location, connection to the Internet, and your Internet Service Provider. We use your IP address to help diagnose problems with our server and to administer the Sites. Additionally, we will use your IP address to track your navigation of the Sites and we may use your navigation history in current and future marketing efforts to you and to others.

SECURITY

We care about protecting the security of your personal information, and we have implemented security procedures to protect the personal information that you provide to us. However, no method of transmitting or storing electronic data is ever completely secure, and we cannot guarantee that such information will never be accessed, used, or released in a manner that is inconsistent with this policy. Some of the measures we take are:

  • Limiting access to personal information to those employees who are critical to communicating with you.

  • ​Implementing appropriate physical, electronic and procedural safeguards to guard against unauthorized access or use.

  • Requiring appropriate consents and protections from our business partners before we share any personally identifiable information.

While we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations of the internet which are beyond our control; (b) the security, integrity, and privacy of any and all information and data exchanged between you and us through this Website cannot be guaranteed; and (c) any such information and data may be viewed or tampered with in transit by a third party. Moreover, where you may be required to use passwords, or other special access features on this Website, it is your responsibility to safeguard them.

PASSIVE INFORMATION COLLECTION

As you navigate through a website, certain information can be passively collected (that is, gathered without you actively providing the information) using various technologies and means, such as Internet Protocol addresses, cookies, Internet tags, and navigational data collection.

This Website may use Internet Protocol (IP) addresses. An IP Address is a number assigned to your computer by your Internet service provider so you can access the Internet and is generally considered to be non-personally identifiable information, because in most cases an IP address is dynamic (changing each time you connect to the Internet), rather than static (unique to a particular user's computer). We use your IP address to diagnose problems with our server, report aggregate information, determine the fastest route for your computer to use in connecting to our Website, and administer and improve services to our consumers.

A "cookie" is a bit of information that a website sends to your web browser that helps the site remember information about you and your preferences.

"Session cookies" are temporary bits of information that are erased once you exit your web browser window or otherwise turn your computer off. Session cookies are used to improve navigation on websites and to collect aggregate statistical information. This Website uses session cookies.

"Persistent cookies" are more permanent bits of information that are placed on the hard drive of your computer and stay there unless you delete the cookie. Persistent cookies store information on your computer for a number of purposes, such as retrieving certain information you have previously provided (e.g., username), helping to determine what areas of the website visitors find most valuable, and customizing the website based on your preferences. This Website uses persistent cookies.

"Internet tags" (also known as single-pixel GIFs, clear GIFs, invisible GIFs, and 1-by-1 GIFs) are smaller than cookies and tell the website server information such as the IP address and browser type related to the visitor's computer. This Website uses Internet tags. "Navigational data" ("log files," "server logs," and "clickstream" data) and "Internet Tags" are used for system management, to improve the content of the site, market research purposes, and to communicate information to visitors. This Website uses navigational data.

LINKS

This Website may contain links to websites of third parties not affiliated with us. This Privacy Policy will not apply to these third-party websites and the Website is not responsible for the privacy practices or the content on any of these other websites, even where these third-party sites indicate a special relationship with the Website. We do not disclose personally identifiable information to those responsible for the linked sites. The linked sites, however, may collect personal information from you when you link to their site. This collecting of information is not subject to the control of the Website. To ensure protection of your privacy, always review the privacy policies of the sites you visit by linking from this Website.

CALIFORNIA DO NOT TRACK DISCLOSURES

How do we respond to Web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third-party websites or online services?

We currently do not respond to DNT signals in browsers.

May other parties collect personally identifiable information about an individual consumer’s online activities over time and across different websites when they visit Businessloansusa.com?

No.

NOTICE TO VERMONT RESIDENTS

In response to Vermont regulations, we automatically treat accounts with Vermont billing addresses as if you requested that we do not share your information with nonaffiliated third parties and that we limit the information we share with our affiliates. If we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you.

NOTICE TO NEVADA RESIDENTS

We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by requesting that we cease calling you by contacting us directly and making such request in writing info@BusinessLoansUSA. Florida law requires that we also provide you with the following contact information: BusinessLoans USA, Office of the 2980 NE 207th St, Aventura, FL 33180; Phone number: +1 (332) 286-2186 ; e-mail: [email protected].

PROTECTING CHILDREN’S PRIVACY ONLINE

The Website is not directed to individuals under the age of eighteen , and we request that these individuals do not provide Personal Information through the Website. We do not knowingly collect information from children under 18 without parental consent. Visit the Federal Trade Commission website for more information about the Children's Online Privacy Protection Act (COPPA). If you believe that we have received information from a child or other person who is not of a majority age in their relevant jurisdiction, please contact us at our email or physical mailing address listed in the Contact Us section below and we will take all reasonable efforts to remove the information.

CHANGES TO THIS PRIVACY POLICY

This privacy policy describes the types of information we currently collect, and the ways we use and protect that information. From time to time, we may collect different types of information and use that information in different ways. In these cases, we may edit this policy to explain the new practices. Because protecting your privacy is very important to us, we do not expect major changes in policy. However, if we do make significant changes in our practices, we will include announcements on the Website home page so that you will know to review the revised policy.

CONTACT US

​Email us. ​E-mail us at [email protected]

Write us. ​Update your communication preferences by mailing us a letter at: BusinessLoans USA, 2980 NE 207th St, Aventura, FL 33180 ATTN: Privacy.

If you have any questions regarding this Privacy Policy, or Businessloansusa.com, don’t hesitate to contact us!

PLEASE PRINT AND RETAIN A COPY OF THIS PRIVACY POLICY FOR YOUR RECORDS.